Gratuity Calculator

Calculate the gratuity amount you're eligible for after leaving your job, with detailed yearly projections.

Accurate gratuity estimation
Yearly eligibility projection
Visual financial planning
Gratuity Benefits
Employment Details
₹
Enter basic salary (₹1,000–₹10,00,000).
Your last drawn monthly basic salary.
₹
Enter dearness allowance (₹0–₹5,00,000).
Monthly dearness allowance, if applicable.
Years
Enter years of service (5–40 years).
Total continuous service with the employer.
Check if your employer has 10+ employees and is covered under the Payment of Gratuity Act, 1972.

Gratuity Summary

Gratuity Amount
₹0
Last Drawn Salary
₹0
Years of Service
0
Coverage Status
Not Covered
Steps to Maximize Gratuity
Complete 5 Years

Ensure at least 5 years of continuous service.

Verify Coverage

Confirm if your employer is covered under the Gratuity Act.

Plan Exit

Time your exit to maximize years of service.

Note: Projections show gratuity eligibility for each year of service. Download the CSV for the full projection.
Gratuity Projection
YearGratuity Amount (₹)

What is Gratuity?

Gratuity is a lump-sum payment made by an employer to an employee as a token of appreciation for long-term service, as per the Payment of Gratuity Act, 1972. It’s payable after 5 or more years of continuous service upon resignation, retirement, or death.

Gratuity helps employees plan for financial security post-employment.

Did You Know?

Gratuity up to ₹20,00,000 is tax-exempt for employees covered under the Gratuity Act!

Why Calculate Gratuity?

Estimate your gratuity to plan post-employment finances.

Understand gratuity benefits before switching jobs.

Incorporate gratuity into your retirement corpus.

Frequently Asked Questions

Employees with 5 or more years of continuous service are eligible, provided the employer is covered under the Payment of Gratuity Act or offers gratuity voluntarily.

Gratuity up to ₹20,00,000 is tax-exempt for employees covered under the Gratuity Act. Amounts above this or for non-covered employers may be partially taxable.

For covered employers: (Basic Salary + DA) × Years of Service × 15/26. For non-covered: (Basic Salary + DA) × Years of Service × 7/26. Partial years above 6 months are rounded up.